Important: This resource provides general information, not personal advice. Every situation is different. The actions suggested here may not be safe in your specific circumstances — particularly if the person causing harm could notice changes to your devices or accounts. Always consider your physical safety first.
If you need personalised support, contact 1800RESPECT (1800 737 732) or your local specialist domestic violence service. If you are in immediate danger, call 000.
This framework is under active development. View full limitations & methodology.
| ID | Name | Description | |
| SAFE-T-0131 | Benefits/Payments Interception | Redirecting victim's income, government benefits, tax refunds, insurance payments, or other financial entitlements to perpetrator-controlled accounts. May involve changing direct deposit information, intercepting physical mail, controlling online government portals, or filing fraudulent claims. | |
| SAFE-T-0129 | Coerced Transactions | Using threats, intimidation, or manipulation to force victim to transfer money, sign financial documents, take on debt, or make purchases. Digital coercion may include threatening messages, threatening to share intimate images, threatening custody action, or other leverage to compel financial compliance. | |
| SAFE-T-0132 | Credit/Identity Theft | Opening financial accounts, taking on debt, applying for credit, or conducting financial transactions using victim's personal information and identity without consent. Damages victim's credit score, creates legal liability, and may take years to resolve. Often not discovered until victim is denied credit or contacted by collectors. | |
| SAFE-T-0130 | Crypto/Investment Fraud | Deceiving victim into fraudulent cryptocurrency investments, fake trading platforms, or other financial schemes. Often involves building trust, demonstrating fake returns, and gradually escalating investment amounts. May also involve coerced cryptocurrency transfers that are difficult to trace or recover. | |
| SAFE-T-0134 | Employment Sabotage | Interfering with victim's employment through manipulation of work communications, sending messages to employers, sabotaging job applications, damaging professional online presence, or disrupting work-related accounts. Aims to undermine victim's economic independence and professional reputation. | |
| SAFE-T-0125 | Financial Account Lockout | Changing passwords, removing authorized users, or otherwise denying victim access to shared or individual financial accounts. Cuts victim off from their own money, savings, investments, or financial records, creating immediate economic vulnerability and dependence. | |
| SAFE-T-0133 | Smart Home Resource Control | Controlling heating, cooling, electricity, water, locks, lighting, or other utilities through smart home systems to coerce, punish, or make the home environment hostile. Perpetrator with administrative access can remotely control living conditions, creating physical discomfort or danger. | |
| SAFE-T-0127 | Spending Restrictions | Using account controls, card limits, transaction blocks, or approval requirements to restrict what victim can spend money on, how much, and where. May exploit joint account features, parental controls on youth accounts applied to adults, or business account administrative features. | |
| SAFE-T-0135 | Subscription/Service Cancellation | Cancelling victim's essential services including phone plans, internet service, insurance, utility accounts, or subscriptions without consent. Disrupts victim's daily life, communication ability, and access to essential services. May be timed to cause maximum impact such as during extreme weather or when victim is isolated. | |
| SAFE-T-0126 | Transaction Monitoring | Tracking all of victim's financial transactions through shared bank account access, transaction alert notifications, statement monitoring, or financial app access. Creates comprehensive surveillance of victim's spending, location (from merchant addresses), social activities, and any attempts to prepare for leaving. | |
| SAFE-T-0128 | Unauthorized Transactions | Making purchases, transfers, or withdrawals from victim's financial accounts without consent. May drain savings, make extravagant purchases, transfer funds to perpetrator-controlled accounts, or take on debt in victim's name. Often escalates during separation when perpetrator seeks to deplete shared resources. | |