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Spending Your Money Without Permission

Someone makes purchases, transfers, or financial transactions using your accounts or cards without your knowledge or consent.

What You Might Notice

  • Unexplained transactions on your accounts

    Purchases, transfers, or withdrawals you didn't make.

  • Your account balance is lower than expected

    Money is leaving your account without your knowledge.

  • Subscriptions or payments set up without your consent

    Recurring charges you didn't authorise.

What You Can Do

  • Report unauthorised transactions to your bank immediately

    Banks can reverse fraudulent transactions and secure your account.

  • Change your banking passwords and PINs

    Do this from a safe device.

  • Request new cards with new numbers

    This stops any saved card details from being reused.

Important: This resource provides general information, not personal advice. Every situation is different. The actions suggested here may not be safe in your specific circumstances — particularly if the person causing harm could notice changes to your devices or accounts. Always consider your physical safety first.

If you need personalised support, contact 1800RESPECT (1800 737 732) or your local specialist domestic violence service. If you are in immediate danger, call 000.

This framework is under active development. View full limitations & methodology.